Data and Compliance Report (DCR)
DCR is a mandatory submission to Bank Negara Malaysia (BNM) by Designated Non-Financial Businesses and Professions (DNFBPs) reporting institutions (RI). DCR is a form of supervisory engagement by BNM and includes questions on how RIs have met the Anti-Money Laundering, Countering Financing of Terrorism, Countering Proliferation Financing (AML/CFT/CPF) requirements and exposure to money laundering, terrorism financing and proliferation financing (ML/TF/PF) risks that RIs might have.
DCR is issued pursuant to section 8(3)(a) of the AMLA read together with section 143(2) of the Financial Services Act 2013 (FSA) and section 155(2) of the Islamic Financial Services Act 2013 (IFSA). Failure to submit DCR may result in enforcement action on RIs.
Applicability Status
DCR 2024 is only applicable for RI that are still operating, of the following sector:
If you do not belong to any of these sectors, please proceed to the section below.
Submission period:
15 OCT 2024 -
15 JAN 2025
(No extension of timeline will be provided)
SUBMIT NOWHere is a summary of the step-by-step guide (User Guide) for the declaration or submission of DCR 2024.
Please note that the DCR account is tied to your Compliance Officer. If you do not yet have an account, please appoint and notify BNM of your Compliance Officer.
Declaration on Non-Applicability of DCR 2024
Firms from the five sectors above which meet ANY of the following criteria, are only required to declare their status:
- No new and existing transaction or client (i.e. inactive firms for the entirety of 2022 and 2023 or newly incorporated firms in 2024)
- Registered estate agency companies who do not provide any estate agency practice as defined under the Valuers, Appraisers and Estate Agents Act 1981 in 2022 and 2023
- Legal and accounting firm who do not provide Gazetted Activities in 2022 and 2023
- Dormant firms/companies, firms/companies in the process of striking off, winding up and liquidating (still legally exist)
Submission period:
15 OCT 2024 -
15 JAN 2025
(No extension of timeline will be provided)
DECLARE NOWExemption - No DCR Submission and No Declaration Required
Other DNFBP sectors that are not listed in the ‘Applicability Status’ section above. e.g. moneylender, pawnbroker and others
Any RI which has been selected and informed for on-site examination and thematic review for 2024
Firms that have ceased to operate i.e. no longer a RI as per First Schedule of the AMLA
Lawyers, accountants and company secretaries who are ‘internal’ professionals that are employees of other types of businesses, or professionals working with government agencies
